FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Because you deserve a fresh start!

Open a new checking account with Heritage Bank N.A. and get 5 FREE car washes at Walt's.

Get 5 FREE Walt's car washes!

 A $90 Value. Promotion expires April 15, 2026.

New Heritage Bank customers: Open a new eCentive or Payroll Plus checking account and have qualifying monthly direct deposits credited to your account no later than June 15, 2026.

Existing customers without direct deposit: Add qualifying monthly direct deposits credited to your eCentive or Payroll Plus account by June 15, 2026.


How to receive your car wash certificates: Once your initial direct deposit has been credited to your account, please visit a Heritage Bank location to collect your car wash certificates.


What is a qualifying direct deposit? An electronic deposit of funds to your Heritage Bank eCentive or Payroll Plus Checking Account each month from payroll, social security, investment income, or other forms of monthly income. Transfers from internal and external accounts, mobile deposits, ATM deposits, peer-to-peer payments, and deposits initiated within Heritage Bank’s online banking platform do not count as qualifying direct deposits for this promotion.

 

Heritage Bank NA

Heritage Bank, N.A. reserves the right to modify or discontinue this promotion at any time prior to the opening of a new account, without notice. All account applications are subject to approval. The promotion is not guaranteed until the account is officially opened and all qualifying criteria are met. Minimum opening deposit is $100.

At our employee-owned bank, we value you as a partner and treat your business as if it were our own. Our dedicated team of lenders is just a phone call, text, or email away, ensuring we’re always there to support you. Trust us to have your back every step of the way.

Important Information

Procedures for Opening an Account Mandated by the USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

310 1st Street SW Willmar, MN 56201-1124

©2025 Heritage Bank All Rights Reserved | MEMBER FDIC, Equal Housing Lender | NMLS #446440