Nick Oliveri | NMLS #945004
Apply.
Start your homebuying pre-approval application. Our mortgage lenders will do the rest.
Shop.
Get pre-approved to demonstrate your credibility to sellers and gain stronger negotiating power.
Close.
Finalized the process. Your new home is just a signature away.
Down payment assistance and special incentives for first-time home buyers.
FHA loans offer higher debt-to-income limits than conventional loans, letting you qualify for a larger amount.
USDA loans offer affordable housing in rural and suburban areas with low interest rates and no down payment requirements.
Up to $18,000 down payment and closing costs in down payment assistance for MN residents.
VA home loans help veterans, active military, and surviving spouses buy homes with little or no down payment and no PMI.
Conventional home loans offer competitive rates and flexible terms tailored to your needs.
At our employee-owned bank, we value you as a partner and treat your business as if it were our own. Our dedicated team of lenders is just a phone call, text, or email away, ensuring we’re always there to support you. Trust us to have your back every step of the way.
Important Information
Procedures for Opening an Account Mandated by the USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
310 1st Street SW Willmar, MN 56201-1124
