Mike Warren
Mortgage Loan Originator
mwarren@heritagebankna.com
612-730-2939
Get Pre-Approved with Heritage Bank NA Home Loans.
Mike Warren | NMLS #211941
Mike Warren | NMLS #211941
Apply.
Start your homebuying pre-approval application. Our mortgage lenders will do the rest.
Shop.
Get pre-approved to demonstrate your credibility to sellers and gain stronger negotiating power.
Close.
Finalized the process. Your new home is just a signature away.
Mike Warren has worked in residential mortgage lending for more than 10 years, building a career centered on relationships and helping clients navigate the home financing process. His interest in the industry began after purchasing investment properties of his own and developing a connection with a loan officer who introduced him to the business. That experience inspired a passion for mortgage lending and the opportunity to help others achieve their homeownership goals.
Mr. Warren is extremely knowledgeable in all lending products. His advice and expertise is sound. He cares about what maybe the best loan for you and your circumstances. He provides a complete picture which allows you as the customer to make an informed decisio.
Mike was an excellent communicator and helped walk us through the process.
I'm not sure if 5000 characters is enough to describe how great Mike is. From the first time I started a relationship with him I knew he would use his knowledge and skills to provide me with the best mortgage experience I could get. And he delivered, from start to finish he walked me through everything I needed to do and kept me apprised of the process and status up until closing. I couldn't be happier with the outcome and won't hesitate recommending him to anyone who would be looking for a mortgage professional. And on a personal note he was great at keeping my personal stress in check as I went through the process and I appreciate it greatly.
Communication with Mike was clear, relevant, efficient, and friendly. Everything he explained and committed to turned out as promised / expected. He turned an intimidating complicated process into a fairly easier ride.
Buying a house for the first time is stressful - Mike did an outstanding job answering questions we had related to our mortgage loan. He explained things in terms we’d understand and made the process seamless! We highly recommend Mike!
Down payment assistance and special incentives for first-time home buyers.
FHA loans offer higher debt-to-income limits than conventional loans, letting you qualify for a larger amount.
USDA loans offer affordable housing in rural and suburban areas with low interest rates and no down payment requirements.
Up to $18,000 down payment and closing costs in down payment assistance for MN residents.
VA home loans help veterans, active military, and surviving spouses buy homes with little or no down payment and no PMI.
Conventional home loans offer competitive rates and flexible terms tailored to your needs.
At our employee-owned bank, we value you as a partner and treat your business as if it were our own. Our dedicated team of lenders is just a phone call, text, or email away, ensuring we’re always there to support you. Trust us to have your back every step of the way.
Important Information
Procedures for Opening an Account Mandated by the USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
310 1st Street SW Willmar, MN 56201-1124
